Social insurance agreements have been signed with the following countries: Bosnia-Herzegovina, Iceland, Croatia, Liechtenstein, Macedonia, Norway, Sweden, Serbia, Slovenia and Turkey. Nationals of these countries may have a treatment voucher issued with their health insurance which is then exchanged for a health insurance ticket (Krankenschein) at a regional health fund in Austria.
Social insurance in Austria is composed of health, pension and accident insurance. As soon as a person takes up a job, he or she is automatically covered by insurance. Insurance protection extends to school and university students, as well as pensioners. Insurance contributions are calculated on the basis of a person’s income. Since 2005, all persons insured and their co-insured family members have received the so-called e-card. The e-card replaces the health insurance certificate that was used before. With the e-card, you verify insurance coverage. You should have it with you every time you visit a doctor. You need not apply for the e-card as your health insurance institution automatically sends it to you by mail.
People not covered by the social insurance may take on a self insurance. Contribution for this voluntary insurance is EUR 333.59 per month. Contributions may be reduced by producing proof of tax assessment, wage slip, savings book, maintenance payments and others more. As with compulsory insurance, family members may be co-insured. However, only spouses and children are recognized as family members. Self-insurance expires once compulsory insurance starts or the person moves abroad.
Update 16/05/2009
Expatriate health insurance in Austria
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Vienna is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Austria So, before leaving, make sure you have appropriate cover!
Cigna is one of the world's biggest international insurers with more than 30 years' experience in providing global health insurance across 200 countries and territories. They have access to more than 1.65 million hospitals, physicians, clinics and specialists worldwide.
Cigna Global's flexible plans are specifically designed for expats and globally mobile individuals who move to Austria. All their plans can be tailored to your individual requirements in Austria, always finding the right healthcare solution, whatever the situation and budget.
Getting a health insurance quote
Create your perfect plan with Cigna and combine the reassurance of comprehensive inpatient cover with the flexibility of optional extra benefits.
Click on the button to access the online tool and get a quote in 2 minutes.