Accommodation in Finland is usually in an apartment (asunto). Free-standing houses are rare in cities. For people arriving with prearranged work it is often possible to organize at least temporary accommodation through the employer. Many companies own apartments for the specific purpose of short-term use by employees, and some offer long-term contracts as well. If your employer cannot help with accommodation you will have to try the free market, whether through advertisements in the newspapers (generally Sunday editions) or through an agent. Occupancy rates are high, particularly in Helsinki, and finding housing can be time-consuming. Agents' fees are average to high by international standards, so renting directly from the owner is the cheapest option.  If you have friends or colleagues, have them help you look for housing - many apartments disappear through word of mouth before they ever reach the newspapers/agencies.

Online Searches: In recent years many Finland-wide and regional property search websites have emerged, some even providing a little service in English!   However, the Finnish-only sites are generally quite simple and can be used with a rudimentary knowledge of the Finnish language.  A list of common search terms is below:

Property Search Terms in Finland:

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Choose country Choose country AfghanistanAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBritish Virgin IslandsBruneiBulgariaBurkina FasoBurundiCambodiaCameroonCanadaCape VerdeCayman IslandsCentral African RepublicChadChileChinaColombiaComorosCongoCook IslandsCosta RicaCroatiaCubaCyprusCzech RepublicDemocratic Republic of CongoDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl salvadorEquatorial GuineaEritreaEstoniaEthiopiaFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuatemalaGuinea-BissauGuinea-ConakryGuyanaHaitiHondurasHong KongHungaryIcelandIndiaIndonesiaIranIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKosovoKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacauMacedoniaMadagascarMalawiMalaysiaMaldivesMaliMaltaMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueMyanmarNamibiaNepalNetherlandsNetherlands AntillesNew CaledoniaNew ZealandNicaraguaNigerNigeriaNorth KoreaNorthern Mariana IslandsNorwayOmanPakistanPalauPalestinePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalPuerto RicoQatarReunionRomaniaRussiaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSpainSri LankaSudanSurinameSwazilandSwedenSwitzerlandSyriaTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTokelauTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVenezuelaVietnamVirgin IslandsWallis and FutunaYemenZambiaZimbabwe

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Agencies: Many agencies offer properties for long-term rental (usually 1-year minimum) or for sale. Several large agencies which offer online property searches are listed below. Commissions vary but it is not unusual to pay the equivalent of one month's rent plus tax (currently 22%).

Banks, Insurance Companies and Foundations: Banks have vast amounts of information on house hunting, mortgages, right-of-occupancy properties, part-ownership properties and renting. Many banks, insurance companies and foundations also own properties that they let out.

Useful Addresses

• OK Roommate:  http://www.okroommate.com/
• Pro Roommate:  http://www.proroommate.com/

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