Private health insurance is not a necessity in New Zealand as the government provides a public health service. As the scheme is funded for New Zealand residents, people who are not permanent residents can be charged for their healthcare.
In anycase, there is often a shortfall between the amount of the refund from the public health service and the actual cost. While this sum may be small for some services (for example, a visit to a GP), for major surgery the shortfall may be very large and therefore many residents choose to complement the state scheme with private insurance.
There are many companies in New Zealand that offer healthcare and it will depend on the risk you want to cover and your financial capabilities: medical insurance products range from expensive comprehensive plans to budget hospital only plans.
Travel Insurance can help protect you while you are away for a short period of time. You will find more details in our Travel Guide.
Update 16/01/2013
Expatriate health insurance in New Zealand
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Auckland is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in New Zealand So, before leaving, make sure you have appropriate cover!
Cigna is one of the world's biggest international insurers with more than 30 years' experience in providing global health insurance across 200 countries and territories. They have access to more than 1.65 million hospitals, physicians, clinics and specialists worldwide.
Cigna Global's flexible plans are specifically designed for expats and globally mobile individuals who move to New Zealand. All their plans can be tailored to your individual requirements in New Zealand, always finding the right healthcare solution, whatever the situation and budget.
Getting a health insurance quote
Create your perfect plan with Cigna and combine the reassurance of comprehensive inpatient cover with the flexibility of optional extra benefits.
Click on the button to access the online tool and get a quote in 2 minutes.