Living Costs in Sweden are high but property prices are comparable to other Western European nations and generally lower than the UK. It’s possible to find a home in the Stockholm region for around 100,000 euros.
The usual way to go about buying property in Sweden in through an estate agent. They will take care of the necessary paperwork and communicate buying and selling prices with all parties involved. It is common practice for buyers to hire independent surveyors to value the property they intend to buy but this is not obligatory. Upon conclusion of the purchase of the property, as the buyer it is your responsibility to apply for the deeds of title within three months of the sale transfer and submit for registration. You are not obliged to hire a lawyer during this process but it can be useful. Estate Agents fees are 3.5% of the sale on average. Make sure they are registered and insured.Mortgage lenders in Sweden usually grant loans of up to 75% of the value of the property, normally with fixed rates of repayment. Payment terms are pretty flexible. You may be liable to pay 2% tax on the mortgage deeds.
Check out this website for one of the most popular estate agents assisting non-Swedes looking for owner-occupied flats and houses: